These Terms of Use (“Terms”) apply to your use of all the mobile applications, software, , websites and other services (collectively, the “Service”) operated by Stockmate, since that Stockmate has not been still incorporated, with the term ‘’Stockmate’’ we refered to the physical person Marco Peverelli and Riccardo Maino. When we refer to the Service, we also mean any portion, aspect or feature of our services or the Service. The words “you”, “your” and “yours” refer to you as the user of the Service. You can accept the Terms by: (a) sending your request to create an account; or (b) simply using the Service.

Service availability

Since the Service is still in a closed beta testing phase, we cannot guarantee the continuous functioning of the Service. we also cannot guarantee: (a) the Service will function continuously, secure or available at a particular time or that results / data are correct. ; (b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or (d) the results will be compatible with your requests or requirements.

Your use of the Service is at your own risk.

We reserve the right to make any changes or corrections to the service.

By using the Service, you agree that any loss is not caused by the Service, but rather your own in particular for (1) Internet or wireless access may be delayed or interrupted or may not be available; (2) data transmitted over the Internet or wireless access can be intercepted by unauthorized persons; (3) your lack of responsibility in controlling your devices may lead to unwanted persons accessing your account; (4) the accuracy, timeliness or completeness of data transmitted over the Internet or wireless access cannot be guaranteed; and (5) response times may be delayed by market volatility, volume or system capacity.

International use

The fact that the use of the service is available online does not mean that it is legal in any location or continent. The control of the legality of our Service in your country is your sole responsibility and we accept no responsibility for possible legal consequences that you may have by using our service. You also accept that, if you come from a country other than Italy, your data will be processed (or not) in Italy.

CONTENT

The Service may include news and information, commentary, interactive tools, stock symbols and quotes, and data relating to financial markets, securities and other topics (“Content”). Some of this content may be provided by third parties, which will be declared, this data has not been in any way reworked or approved or not approved by us. The Content is for educational and illustrative purposes only and in NO WAY does it imply a request to purchase particular financial instruments or investment strategies. some of this content may be provided by you personally with your business within our service. The projections, the information and in particular the ” visions ” ARE NOT ABSOLUTELY OF A CERTAIN NATURE but rather hypothetical and cannot in any way guarantee future results. The calculations generated by our instruments do not take into account all costs, such as commissions and margin interests, which may affect the results shown, it is your sole and absolute responsibility to carefully and conscientiously evaluate the choice to buy and / or sell any financial instrument or apply any investment strategy. We are IN NO WAY responsible for any losses resulting from such investment decisions. Testimonials and content shared by other users may not reflect their actual experience or future successes.

Our Service may allow you to share, link, store, and make available information, text, images and other content given by functions provided by us (eg vision). You are the one and only responsible for the Content you share on the Service, including its legality, and its verdict and furthermore you declare and promise that: (i) everything you share is yours or that you have the appropriate rights to publish it and (ii) the publication of your Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contractual rights or any other right of any person. By posting Content on the Service or on our other pages on other social media or on our forums or websites, you agree that we may publish your Content in whole or in part, without being obliged to do so, exclusively at our convenience. Any content that we deem offensive, discriminatory or in any way violates the law or the freedom and privacy of others may be deleted by us at any time. When you send us a message on the Service or on other sites, we may identify you by: your hometown and state or country; and your name, or surname and initial, or a username you have provided to us; your “member since” date; and other information that does not specifically identify you. We may disclose your identity in the event of a third party legal action, in our defense or in the event of a government request. All posts published on our Service become our property unless they are protected by rights By accepting our terms of service you promise that the material you share is your property or that you have permission to publish it and you waive ownership of it. once posted. All feedback, suggestions and innovations that you suggest for the improvement of our service, on our service, or on our forums, websites or social pages become our exclusive property and you totally waive any right of ownership over them. Such disclosure, submission or offer of any submission constitutes an assignment for us, and you hereby assign us all worldwide rights, titles and interests in all patents, copyrights, trademarks and all other intellectual property rights. and other rights whatsoever in and to your submissions and you agree to waive any claims based on moral rights, unfair competition, breach of implied contract, breach of confidentiality and any other legal theory relating to the submissions. We exclusively own and you hereby assign us all rights, title and interests in your Content and you agree that we will not be restricted in any way in the use, commercial or otherwise, of your Content. We are not and will not be obligated to pay you or any third party any compensation for any of these Content. The Content is not guaranteed as to completeness or accuracy and is subject to change without notice. The Contents are presented only on the date of publication or indicated, and may be replaced by subsequent market events or for other reasons. Additionally, you are responsible for setting the cache settings on your browser to ensure that you receive the latest data. Content, tools and data are distributed and made available as they are, and we make no warranties as to their validity, suitability or correctness. We will not be liable in any way for any type of damage caused by the inability to view the content or for the untruthfulness of it or of data provided by us or by third parties even if intangible and even if we were aware of them..

Quotes and market data

A third party that is not our partner may provide you with access to market data and quotes for use in conjunction with the Services, as the data and quotes are provided by third parties they follow their own regulations and terms and conditions and it is your responsibility to read them. . If we provide market data and quotes, the following will apply. Any price quotes we may provide may be delayed by fifteen (15) minutes or more, subject to the rules and regulations applicable to exchanges and quote providers. We make no warranties as to the accuracy or timeliness of any data. The data is for informational purposes only. You further acknowledge that the citations and information provided on the basis of the citations are obtained from sources which we believe to be reliable, but that we do not warrant the accuracy or completeness of such citations or information. You waive both our and our supplier’s claims for any damage suffered as a result of the data or information provided on the service. Furthermore

; (b) you will not use the Service in conjunction with any business as a broker, investment advisor, futures commission dealer, commodity introduction broker, commodity trading advisor, member of a stock exchange or association or futures contract market, or an owner, partner or person associated with any of the above; and (c) if you are an employee of a bank or insurance company or an affiliate thereof, you will not perform functions relating to the business of trading in securities or commodity futures, except in respect of your account (s) with us.

Prohibited uses:

use the Content or features for commercial purposes; Modify, copy, adapt or translate any part of the Service without our written permission; Try to modify in any way or copy in any way any part of our service, be it the source code but also our graphics, our name and our logo, any attempt to copy or reproduce in a slightly different way the things listed above will have legal repercussions and the one who will carry out the actions indicated above and agrees to the fact that he will agree with us in the legal seat, as far as he has appropriated material not his; Bypass, modify, cancel, reverse engineer, disassemble, tamper with or circumvent any security features of the Service, including the alteration of any digital rights management functionality of our Service; use a false identity; Use another person’s login information, unless specifically authorized to do so; be an accomplice or support a third party in acts contrary to the terms of the Service. Collect, manually or through an automated process, information about other users or our Service; Send us false or misleading information or post any Content that infringes the intellectual property of others; Use our name or trademarks in any way that implies affiliation with or endorsement, sponsorship or approval by us without express written permission; Remove or alter any copyright, trademark or other proprietary notices contained in the Service; prevent or try to prevent the activity of other users in the service or to interfere with our work in providing the service; Interfere with or damage the Service or our servers through the use of viruses, nullify bots, Trojans, malicious code, flood pings, Denial of Service attacks, packet or IP spoofing, counterfeit routing or email address information or similar methods or technologies; “Deep link” or frames, online links or mirrors of any part of the Service without our written permission; Engage, directly or indirectly, in the transmission of “spam”, chain letters, junk mail or any other type of unsolicited solicitation;

legal or tax advice

the Service has not been created with the aim to provide tax or legal advice, if you are in search of it please speak with a professional person.

Links To Other Web Sites

There may be links or links to external websites on our Service. We take no responsibility for any loss or damage they may cause. The responsibility for checking these sites and their terms and conditions rests solely with you.

Registration for the Service Registering

To access the features of Stockmate you must provide you must create an account. You agree to undertake to provide correct information and that you will undertake to regulate it from time to time, breaking this term may lead to the termination of your account and you agree that we may keep a copy of it and that in the future it could be used for the purpose of marketing and / or commercial.

You can register accounts only for yourself and no one else, you cannot in any way create accounts with third party identities. You are solely responsible for taking care of the confidentiality of your account. We are not responsible for any loss or damage resulting from failure to comply with this safety obligation. You are solely responsible for the confidentiality of your credentials and you undertake not to disclose them to anyone.

If you decide to allow third parties to access it, you are responsible for their actions.

Any action taken by third parties with your account is your responsibility and in the event that it creates any damage or loss you will help us identify the person. You agree. and you agree that we will do no control and authority work on the authenticity (i.e. we will not check that another person is posting on your behalf) of the content shared by you and that we are not responsible for it and will not be responsible for any loss / problem that may arise.

We reserve the right to modify, delete, terminate or suspend any account you have created on the Service at any time, for any reason with or without notice. Even by closing your account we may continue to view your profile and content at our description. , you may not have access to your content.

If we suspend, disable or close your account, you need our written consent to create another or reactivate it.

We can also kick you out of our beta at our discretion, without having to justify our action in any way.

scoring system.

the scoring system could provide sometimes incorrect results, this is because it is still under development, you agree that you will not be able in any way to quote or ask for damages for scores that you consider to be unfair.

Consent to Obtain Credit and Financial Information

in the event that the need arises, you are giving us your written consent to retrieve data that you do not provide directly and in the event that it is deemed necessary (ie requested by law enforcement agencies) to share them with third parties.

Electronic Communications The word “Communications” in these Terms includes, but is not limited to: communications and agreements related to the Service and its usage; legal and regulatory disclosures and notices associated with the Service; periodic statements and confirmations; communications between you and us; postings and other material made available to you on the Service; privacy and security policies and notices; applicable tax-reporting forms. By accepting these Terms, you agree that all of our Communications relating to your use of or access to the Service may be provided or made available electronically by email, text message, “in-app” message or by posting a Communication on the Service, and you may access it as indicated below. Your consent to this extends to all communications between you and any member of the service. You expressly agree to be contacted, if needed by us or any of our other partners (even external ones) if needed and the costs could be at your expense.

We will keep such copies at least for the period required by law, but we may delete them immediately thereafter at our discretion. If the copy is requested in a non-electronic way, we may ask for commissions. We reserve the right to provide you with non-electronic copies or communications at our discretion and the right to preserve copies, monitor, view and disclose our communications, whether oral or written. you are responsible for receiving notifications or communications, if you have difficulty opening communications or do not receive communications, you will have up to 48 hours later to notify us. In the event that we are not notified within the deadline, no complaints will be accepted by the user and none of our partners will have to answer for them.

Notwithstanding this, the delay or failure to notify you will not entail any of your rights to be compensated to be able to lodge a complaint. If you withdraw your consent, your withdrawal will not affect the legal validity and enforceability of any electronic communication you provide or business between us prior to the time you withdraw your consent.

We may therefore also send you communications in a non-electronic way. In the event that the communication takes place electronically, it is your responsibility to print and keep a copy, whether you receive the communication via mobile / tablet, or whether you receive it from a computer.

In the event that you change your e-mail address or address, it is your responsibility to update your data or communicate it to us

Consent to electronic signature

You agree that, if you ever sign a contract with us, with an electronic signature you will not be able to argue against its verdict and that it will be treated as if it were a signature made in person.

Your Account Information from Third Parties

We may use certain third parties to gather your data from financial institutions. By using the Service, you grant our third-party providers the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution according to the terms of our third-party provider’s privacy policy. Through the Service, you may authorize us to access read-only information for the accounts you have with third party financial institutions, such as your bank. You understand and agree that to enable this feature you must enter on the Service the login information and credentials necessary to access your account information. You grant to us express permission to use your login information to access your account information in connection with your use of the Service. You represent and warrant that in providing us with your login information and account information you are not violating any agreement or terms that you are subject to.

Intellectual property

 You agree and acknowledge that the intellectual and legal rights belong to us, such as visual interfaces, interactive features, graphics, design, compilation, computer code, products, software, aggregate user reviews, ratings and all other elements and components of the Service. You also acknowledge that all that concerns names, logos and other that are or are not registered belong solely and exclusively to us and you renounce any action that could damage them.

Therefore, the user may not modify, reproduce, distribute, create derivative works or adaptations, publicly display or exploit the Service in any way, in whole or in part. All rights in the software are owned by us and we do not grant you any license other than to use the Service as expressed in these terms.

Any illegal use or use contrary to these terms or in any case that could create a problem of any nature, may cause the revocation, without giving explanations, of this license. Such unauthorized use may also violate applicable laws, including, without limitation, copyright and trademark laws and applicable communications regulations and statutes. Nothing that is present in these terms can be interpreted as a license to intellectual rights, the only owners are Marco Peverelli and Riccardo Maino.

Not (and decode you can not grant any way of it you can grant, modify, create a work of other software, take off or be able to extract the source code of the way of it or derive from it. The rights of use of the software are not in no way transferable. to third parties. the entire software belongs to us. No one is permitted to view, display, distribute, republish or create derivative works from such information in any way. You may not use any trademarks referenced in the Service You may not use our trademark with prior written permission.

 The logos and service marks displayed on the Service are our property or those of other parties.It is strictly forbidden to reproduce or reuse our logo or third party logos with prior written permission, you will be responsible only in case you break this rule. You acknowledge and agree that much of the information in the service may be of a confidential nature, particularly as it is a beta, it is strictly forbidden to share such information.

Disclaimer of Warranties and Limitation of Liability

WE MAKE NO REPRESENTATIONS ABOUT THE USE OR RESULTS OF THE SERVICE IN TERMS OF CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE. the user assumes the risk of using the service, we are in no way responsible for any damage caused by the use of it. we do not guarantee in any way that the service will be free of errors and we do not even guarantee that these types of errors can be corrected, furthermore we do not guarantee that our servers, databases or any part of the software can be free of bugs or viruses, not considering us, as already mentioned in no way responsible. THE SERVICE IS PROVIDED “AS IS”, “AS AVAILABLE” AND “WITH ALL FAULTS”. We are not in any way responsible for possible damage caused by the service, even if we may have been aware of this danger, we do not assume any type of responsibility, reiterating that the risk of use is completely borne by the user. you agree to indemnify and repay us or any of our team members who will suffer a loss as a result of your actions that breach our terms or otherwise to repay any actions requested by us or caused by you. Exceptionally, if your request to be able to make a complaint is accepted by us, you can make a complaint for the cost charged to you.

Any waiver by us of any provision of these Terms will only be effective if in writing and signed by our authorized representative. Any delay or omission on our part in exercising any right under these Terms cannot be construed as a waiver of any right.

These terms and conditions may remain valid even after the cancellation of your account, and no obligation or right under these terms and conditions is in any way transferable to any third party. We reserve the right to modify these terms and conditions at any time, the person in charge of staying up to date is, it is advisable to periodically check if any changes have been made. Even if we will try to notify you through a notification when the term will be changed, including the date of the modification on the document.